Do I need American fidelity insurance?
No, you do not need an air gap for Rockwool insulation to perform effectively; in fact, leaving an unnecessary air gap can often reduce the thermal performance of your wall assembly. Rockwool is a batt insulation product designed to fill the wall cavity completely. The effectiveness of insulation relies on its ability to minimize heat transfer through conduction and, more importantly, to stop air movement and convection within the wall cavity. If you leave a significant air gap behind or in front of the insulation, you create a space where air can circulate, effectively bypassing the thermal resistance (R-value) of the insulation. Rockwool is prized for its ability to be "friction-fitted" snugly between studs, which eliminates these voids. While it is crucial to ensure proper ventilation of your roof and exterior siding to prevent moisture buildup in the wall assembly as a whole, the insulation itself should fit flush against the drywall and the exterior sheathing to deliver its intended thermal and acoustic performance.
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American Fidelity is widely recognized as a reputable, financially stable insurance enterprise specializing in supplemental health, life insurance, and annuity products primarily tailored for employer-sponsored workplace benefits.
American Fidelity and Fidelity Investments are completely separate, independent corporate entities with distinct ownership structures, executive management teams, and business models.
American Fidelity provides reliable supplemental insurance coverage designed to bridge gaps left by standard health plans, offering specialized policies such as disability income, cancer care, and accident protection.