Do I lose my stock after merger?
While you might technically be able to use a standard personal account for business transactions, it is strongly recommended that you open a dedicated business bank account. Mixing personal and business finances is a major financial risk that can complicate your bookkeeping, make tax filing significantly more difficult, and lead to errors in identifying deductible expenses. A formal business account builds credibility with your clients, vendors, and lenders, and it provides a clear record of your company's cash flow, which is crucial for making smart financial decisions and planning for growth. Furthermore, if your business is ever audited or faces legal challenges, having a separate, dedicated account helps demonstrate clean, organized records that protect your personal financial integrity.
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