Do Chinese banks use IBAN?
Yes, Chinese banks extensively use the SWIFT network to facilitate international financial messaging and cross-border settlement. While China has been actively developing its own domestic parallel infrastructure—known as the Cross-Border Interbank Payments System (CIPS)—to reduce reliance on Western-led financial systems, the SWIFT network remains the primary standard for international messaging, and Chinese banks continue to rely on it for the vast majority of their global payment instructions and communications with foreign branches and subsidiaries.
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