Can you still withdraw money from a joint account if one person dies?
Yes, you can legally sue Varo Bank, but your ability to pursue a traditional courtroom lawsuit is heavily restricted by the mandatory arbitration clause embedded within the customer account agreement you accepted when opening your digital banking account. When customers sign up for online banking platforms like Varo, the terms of service typically require that any financial disputes, customer grievances, or legal claims be resolved through binding private arbitration rather than a public court jury trial. Arbitration is a formalized process where an independent neutral arbitrator reviews arguments from both sides and issues a binding decision outside the traditional court system. However, if you believe the bank has engaged in systemic fraud, regulatory violations, or severe contractual breaches, you can also file formal consumer complaints with federal regulatory agencies such as the Consumer Financial Protection Bureau or the Office of the Comptroller of the Currency.
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