Skipping a regular payment with Regional Finance is not permitted under standard contract terms unless explicitly approved in advance through a formal lender agreement. Failing to submit a monthly payment without prior arrangement triggers standard late fees, potential negative credit scoring impacts, and internal default recovery actions. If you encounter temporary financial distress, your best course of action is to contact your local branch or customer service line immediately to discuss potential hardship programs, temporary deferrals, or structured payment extensions before a payment becomes past due.