Sending an amount as large as $100,000 through standard retail Western Union channels is generally not permitted due to strict anti-money laundering regulations, regulatory transaction caps, and internal risk management policies. Consumer-facing digital platforms and retail agent locations enforce strict per-transaction and daily maximum limits that are significantly lower than six figures to comply with federal financial surveillance laws. For high-net-worth transfers or corporate commercial payments of that scale, individuals must utilize traditional institutional banking channels, such as direct wire transfers, Automated Clearing House networks, or specialized commercial escrow services.