A standard Costco membership—whether Gold Star or Business—permits a maximum of two cardholders per household or account, consisting of the primary member and one free household or affiliate cardholder. You cannot natively have three distinct people on a single base membership tier. However, if you hold a Business Membership, you have the option to purchase additional affiliate card slots for a small annual fee per person, allowing larger families or small business teams to add extra authorized shoppers to the core business account under specific corporate guidelines.
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