Can you give example of legal protection in Australia, example is public liability insurance $20M included in home contents $300 to $600 per year, which protects you if you cause injury to visitor or damage to neighbour property, covering compensation $100K to $500K and legal costs $50K. Another example is legal expenses insurance $200 to $400 per year covering legal costs $10K to $50K for disputes. For instance, if you own vacant land and child injured playing on your land, public liability legal protection covers $200K compensation and $50K legal defence, protecting you from out of pocket $250K. Another example is tenant legal protection, if tenant damages rental property $20K and defaults rent $10K, landlord insurance legal protection covers $5K legal costs for eviction and tribunal to recover $30K. Employment legal protection example, if employee unfairly dismissed, legal protection insurance covers $10K tribunal costs to claim $20K compensation. Consumer legal protection example, if you buy faulty car $20K, Australian Consumer Law legal protection gives right to refund and covers $5K legal costs to enforce. So example of legal protection is public liability $20M in home contents covering injury to others $100K to $500K, and legal expenses insurance $300 per year covering $50K legal costs for tenancy, employment and property disputes, protecting against financial loss and legal liability.
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