Can SoFi make you a millionaire?
SoFi provides certain services that can be utilized internationally, but its primary banking and lending features are heavily optimized for United States residents. If you travel abroad, you can typically use your SoFi debit card for purchases and ATM withdrawals overseas, particularly where Mastercard is accepted, and the company often does not charge foreign transaction fees on its checking and savings accounts. However, you generally must maintain a permanent US residence and a valid US Social Security Number to open and maintain an account. Furthermore, certain features like automated investing, personal loans, and credit cards may have strict geographic limitations or restrictions regarding foreign residency, meaning comprehensive account management and domestic fund transfers work best when tied to an active US banking infrastructure.
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