Can I set up Online Banking without going to the bank?
Yes, you can request a settlement for your Bajaj Finance loan, but the process is not automatic and is subject to the lender's discretion. To initiate a loan settlement, you must contact a representative from Bajaj Finance Limited and submit the necessary documents for the lender’s evaluation. Loan settlement occurs when the lender agrees to accept an amount less than the total outstanding balance to close the account. Because this is a discretionary decision based on your financial circumstances and the lender's internal policies, there is no guarantee that your request will be approved. It is important to note that settling a loan can have a negative impact on your credit score, as it is often reported to credit bureaus as a "settled" account rather than "closed" or "paid in full," which may affect your future ability to borrow from other financial institutions.
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