Yes, you can drive your friend's car in Australia as long as you have a valid licence for that vehicle class, your friend has given you permission, and the car is registered with Compulsory Third Party insurance and has any required optional insurance that allows other drivers. In Australia, car insurance follows the car, not the driver, so if your friend has comprehensive insurance, that policy will generally cover any licensed driver driving with permission, including you. However, you need to check your friend's policy conditions. Most comprehensive policies cover unlisted drivers but charge an additional excess if the driver is under 25 or has not been listed. For example, if your friend has a $700 excess and you are 22 and unlisted, the total excess in a claim could be $700 plus $1,000 unlisted driver excess. Some budget policies like Bingle, Rollin and some Youi policies are restricted to listed drivers only, meaning if you are not listed and you crash, the car may not be covered at all and you could be personally liable. You must also be legally licensed, not disqualified, and have a blood alcohol level under 0.05. If you only have a learner licence, you must display L plates and have a supervising driver. If you are on P1 or P2, you must obey P-plate rules. If the car is unregistered or uninsured for CTP, you must not drive it. It is wise to check whether your friend's insurance includes choice of repairer and hire car, because if you crash, your friend's no-claim bonus will be affected.
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