Most travel insurance policies feature a statutory "free look" period—typically lasting 10 to 15 days from the purchase date—during which you can cancel the policy for a full 100% refund of your premium, provided you have not yet departed on your trip or filed an insurance claim. Canceling after the free look window has passed usually results in a non-refundable premium or a partial pro-rata refund depending on the provider's terms.
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