Can I buy toilet paper with an HSA card?
As noted previously, toilet paper is considered a personal hygiene product rather than a medical expense, meaning it is not an eligible item for purchase using your Health Savings Account (HSA) card. HSA accounts are intended for qualified medical expenses to help manage health-related costs, and the regulations governing these accounts explicitly categorize household goods and general personal care supplies as ineligible for reimbursement. Attempting to use your HSA card for such personal items may result in a transaction decline at the register or subsequent tax issues. If you have questions about the eligibility of a specific item, you should always consult the official list provided by your HSA administrator or the IRS guidelines to ensure your card is only used for approved medical products and services.
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