Can foreigners use IRCTC?
No, Kakaobank is a mobile-only bank that is currently restricted to South Korean nationals or long-term residents who have completed the necessary identity verification using a resident card. Because the registration process requires a Korean mobile phone number and identification linked to the national registry, tourists or short-term visitors cannot open an account. Kakaobank operates as a fully digital institution, and its internal security protocols are strictly tied to the Korean national identification system. Even for long-term expats who have an Alien Registration Card (ARC), account opening can sometimes be difficult depending on the specific type of visa or the banking institution’s current internal compliance policies regarding non-Korean nationals.
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