Can an 85 year old get a personal loan?

Written by Admin | Last Updated: July 2026

Yes, an American can open a bank account in Thailand, but it requires specific documentation and, typically, a long-term visa. As of 2026, banks have tightened their requirements, and tourist visas are generally not accepted for opening accounts. To succeed, you will usually need a valid passport, proof of address such as a rental agreement or a letter from a school, and a long-term visa like a work permit, retirement visa, or student visa. Insider tips for success include arriving at the bank branch early in the morning, visiting branches in your neighborhood rather than central tourist areas, and being prepared for the possibility that some banks may require you to purchase accident insurance at the time of account opening.

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