Can a scammer access my savings account?
Similar to the risks associated with other banking accounts, a scammer cannot enter your bank account solely by knowing your phone number, but they can use it as a powerful tool in a broader attack strategy. By having your phone number, they can target you with highly convincing fraudulent messages, calls, or texts, commonly referred to as "smishing" or "vishing," to steal your actual banking login information. They might also attempt to compromise your security by performing a SIM swap to intercept the one-time passwords (OTPs) that are necessary to access your account. If you ever receive unsolicited requests or messages claiming to be from your bank, you should contact the bank directly through an official, verified phone number rather than engaging with the message.
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