Can a nursing home take your house if it's in a trust?

Written by Admin | Last Updated: July 2026

Yes, because you maintain complete control over a revocable trust throughout your lifetime, the assets held within it are considered available resources when the government evaluates your financial situation for Medicaid eligibility [1.1.1]. Since you have the power to modify or dissolve a revocable trust, the assets do not receive any special protection from nursing home costs, and they will likely be required to be spent down before you can qualify for state-funded long-term care assistance [1.1.1].

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Whether you can withdraw money from a 'TrustBank' account—assuming this refers to a standard commercial bank—depends on your account type and the bank's operational policies.