In Australia, the age at which a life insurance policy terminates depends entirely on the type of policy contract purchased. Standard term life insurance policies typically feature maximum expiry ages ranging between 75 and 99 years old depending on the specific product tier and insurer rules. Conversely, whole-life or permanent policies remain active for the entire life of the insured as long as required premiums are maintained, though pure term insurance becomes exceptionally expensive or expires in advanced old age.
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