Are all ABC store prices the same?
No, not all financial institutions or banks are commercial banks. While commercial banks form the most common type of banking institution—focusing heavily on accepting everyday consumer deposits, offering checking and savings accounts, and extending consumer or business loans—the broader financial sector encompasses several distinct categories. Other specialized institutions include investment banks (which focus on corporate mergers, underwriting securities, and raising capital for large corporations), central banks (such as the Federal Reserve or the European Central Bank, which manage national monetary policy and currency issuance), and cooperative financial entities like credit unions (which are member-owned non-profit institutions). Each plays a fundamentally different role in the macroeconomy.
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